Would you rather win the lottery or be financially free?


It’s a first for me to write an article on money. Maybe this has been because it is usually classified as one of the taboo topics to openly talk about in the social sphere. But then again, I am the person who most recently birthed a movement called ‘The Age of Honesty’. And, isn’t the point to be open and honest about topics that I choose to speak about? I now feel ready to talk about it. I want to talk about money.

Photo Credit: Belish via shutterstock.com


“My knowledge was my Asset”.

I was brought up in what some may call poor, or lower middle-class household. My parents were professionals and eventually managed to save enough to put a deposit on a house. So then they were homeowners with the liability of a mortgage.  The equity in the house grew and then at long last they had no more liability on the house. This was an achievement, as they had migrated to the UK from the Caribbean and built a life here. My siblings and I were fed and clothed, and provided with a good foundation. The importance of education was instilled in us from an early age. It was actually an asset that could not be taken away. So even if we lost our job, money, or other worldly goods, we would always still have a proper education.


“I wanted to be a millionaire… But wasn’t too convinced by the lottery”

Here are some of the thoughts that I had about the idea of having lots of money:

  • It would bring freedom. I would not feel limited or deprived.
  • It would make life much easier and give me access to more opportunities.
  • It could boost happiness.
  • It would give power and status.
  • It could bring fame.


I also had a list of ideas of how one could make lots of money and what type of people make lots of money. Some of these people may have a less than palatable way of doing it – e.g. getting rich from criminal activities. One idea floating around a lot was winning the national lottery, especially when it arrived in the UK in the 90’s. I even had a classmate who actually had a windfall. Not exactly millionaire status but still, a windfall.  So the question arose: “What would you do if you won the lottery?”


I must confess, that the idea of winning the lottery was certainly a nice one, but I was not too convinced that should be the only way I should focus on to become rich. I also suspected it would come from another source. It is interesting that I, without realizing it, had limiting beliefs on generating wealth. One of my beliefs was that I had to make it big. This could either be by becoming a well-known and rich singer or having my own business.


“I thought I had to be the cash cow”

In a time not too long ago, I was an employee. I had a steady job and was guaranteed a fixed monthly income. This would all be allocated towards the bills. My bank balance would go up and down. When I was younger, I had no concerns about rainy days. I didn’t think about putting aside savings or generating asset pots. Later I would be affected when me, being the “cash cow”, was not producing milk – meaning income! When this happened I felt the worries of there more money going out than coming in. The change in lifestyle that ensued. The acquaintance that always had enjoyed my company but suddenly rejected me from their circle. A depression followed along with what I often describe as my “Black Spiderman” period. I went into victim mode – The “I feel sorry for myself” state.


The Clouds cleared: Money flowed back

The good news is as you probably have guessed, my fortune has changed. I got a new job. I had an opportunity to retrain and add to my existing skill set. I met new and inspiring people. Some of them wealthy.  My money stream, I mean my income, started to flow again. On certain projects, I made a multitude of what I earned before the “Black Spiderman” period. You may think that I had turned things around, but no, not just yet…


I got sick and tired: Feast vs. Famine

I realized a few years after coming back, that I was fortunate not to be literally on the breadline. But there was always that element of stress. What would happen if it took longer for me to win a new consultancy project?  It did not really matter that I had become great at managing my money to a certain extent. I did not like being in a cycle. The Feast-Famine cycle. I started to hate living like this. I became Sick and Tired of it. Then I remembered an awesome lady I met in my network. A lady who I had interviewed for my Podcast show.  I remembered her story.  How she had gotten overwhelmed by consumer debt at one time, but somehow managed to turn this around. Even if it was by making compromises, like sleeping on one of her friend’s couch to pay off debts and build up savings. And her story did not stop there. She went on to attain an optimal goal. The same goal I had always been striving for without really knowing it. This was to be financially free.


I  had the epiphany… I realized I wanted financial freedom too

Photo Credit: By ESB Professional via shutterstock.com

As I write this article, I am on my way to creating a financially free life. I mentioned the date stamp, as I know this will become a reality. To digress, keeping with the theme of The Age of Honesty, I do not feel the need to post ‘untrue’ depictions over social media, including painting a picture of me sunning it up somewhere exotic with my laptop, talking about being location independent and driving in the fast lane with my posh car. Although my Mini Cooper Sport is not that bad looking. But I learned it is not about the accessories and material things, it is a way of life that I am striving for.   Importantly, winning the lottery would not be helpful if I don’t know how to keep my fortune and be financially free, instead of being that former lottery winner who went broke.

For people who know me really well, they know that I love travelling and having the freedom to be even more spontaneous. Living a juicy rich life is also a state of mind. Let’s face it. It is so much easier to get to that state of mind when you know your money is working for you. And that it is properly managed. And even better, not having to trade your time for money.  

“This was an important lesson for me, to understand how with money it is not about only generating an income. It is about having a system that manages it. Not having money work against you”

I am not going to go too much into technicality here.  That previously mentioned awesome lady name is Ann Wilson. She is also known as the Wealth Chef. I included a picture of us below after I had a fun and spontaneous afternoon learning how to play African drums. 

I am adding a little bit more about Ann below this article.

Ann Wilson and I, after a day full of learning and FUN with an African drum beat

Question: Do you want to win the lottery or be financially free?


A little bit more about Ann Wilson:

Ann Wilson – AKA The Wealth Chef

If you know who Ann Wilson is, you know she is THE expert on creating real, sustainable wealth that gives you the ultimate freedom – Freedom of Choice.

If you don’t know Ann yet, you’re in for a treat. She has helped thousands of everyday people create their own financial freedom, where they no longer need to work for money because they have assets doing the earning for them. Yep. It’s powerful stuff.

Ann will teach you all the things you should have been taught about money but weren’t…

And here is the great thing about Ann:

Every year or so, she releases a Freedom Workshop (complete with training videos, PDF downloads and a live chat and Q&A… and it’s always a complete financial education all by itself.

It’s a really good idea to register for her training — because it’s just that good and that life transforming.

And all it will cost you is leaving your email address!

The first training video alone will already completely change the way you go about managing your money and investments. Check it out!

P.S. The first video and workbook is all about how to create the ultimate freedom, Freedom of Choice, why having assets that earn income for you is the only way to have it and how to get those assets into your life. Go here to get it now<<<

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